How to prevent your bank account being hacked
In this day and age of internet shopping and where the big 4 banks, Barclays, Natwest, HSBC and Lloyds are closing branches we are being forced to turn to internet banking. This leads us all to ask how safe is internet banking and how can you prevent your bank account being hacked? There are several things we can all do and you should remember to prevent your bank account being hacked.
How good is your passwords
Whatever websites you use on the internet, whether it be it be for shopping, booking trains, emailing and of course banking we are always asked to set up an account with username and password. There are a few rules here which will prevent your bank account being hacked.
- Use a different username and password for each site. There is no harm in keeping a written note of your passwords and usernames at home because most burglars would’t be looking for these and are more interested in your valuables and most hackers wont break into your home.
- Don’t use common password, the 2 most popular ones are “1234” and the word “password”. The more random your passwords are the less likelihood there is of someone guessing it.
- Keep changing your password. Especially on sites which have your bank details, the more frequently your change your password the more you can prevent your bank account from being hacked. We suggest once every couple of months.
- Use encrypted websites. This is easier said than don as the majority of people are not sure what one is, this link on encrypted websites. should help.
- Don’t use memorable passwords such as your name, children’s or pets names and dates of birth. We have all heard stories about hackers trawling through rubbish bins to find information, they try to us names and dates on letters or birthday cards you have thrown away.
- Be careful when using public WiFi. Hackers can easily set up public WiFi in busy areas and make it look genuine. As long as you are careful what sites you use i.e. don’t do access your bank account or emails and just use it for browsing you should be safe.
- If you loose any of your devices change your passwords immediately. If you are like me you will have your mobile phone or tablets set up to receive messages on the go. Therefore if a hackers gets hold of you phone or tablet he has access to all you email and any other apps you might be logged into. Buy simply changing you passwords once you notice your device is missing will prevent them accessing any information.
If you do a lot of internet shopping we would also suggest, where possible, using a service such as PayPal which is not only secure but provides buyers protecting for your purchases and against fraud. In summing up, as long as you are careful you should be able to prevent your bank account being hacked.
Related articles …..