Equity Release

Equity Release

Equity release could be the most effective way to enjoy your retirement The major part of life is taken up with building up our security, homes, and families. When we finally step off the treadmill which one of us wouldn’t want to make the most of the time when work isn’t the priority? At the time when we should be relishing the fruits of our labour, the cost of living continues to increase so being able…

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Survey reveals top 5 worries for retirement

Survey reveals top 5 worries for retirement

Top 5 worries for retirement, according to recent survey’s All of us will retire one day, though not all of us are completely confident with the financial side of things. This article will go through the top 5 biggest worries for retirement and how to combat them. 1. Fear Of The Unexpected One of the biggest worries for retirement is having an unexpected medical expense, or other financial emergencies. This is a common retirement concern…

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Retiring Overseas? QROPS

Retiring Overseas? QROPS

Retiring Overseas? QROPS – Consider Taking Your Pension with You With blue skies, warm seas and much less rain than the UK, it’s no surprise that more and more people are choosing to take their retirement overseas. But in the planning stages of this decision, lots of folks can come a cropper when they begin to think about their pension. Whether it’s a personal or work-based pension, the same question can come to mind: If…

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Equity Release 101: What You Need to Know

Equity Release 101: What You Need to Know

Everything you need to know about Equity Release Whilst some people would have you believe that retirement is one long picnic, it’s not always that simple. There are still a number of financial and personal pitfalls that you may encounter, with financial issues being of particular concern. With no active job, how can people facing financial crises expect to meet whatever the costs may be? Well, one option is equity release. Provided you are a home…

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Over 50s Life Insurance: Why it is Important to Plan for the Future

Over 50s Life Insurance: Why it is Important to Plan for the Future

Over 50s Life Insurance: Why it is Important to Plan for the Future. According to a study by the International Longevity Centre, funded by Age UK, Britain has more than 12,600 centenarians and this number will rise to 500,000 within the next few decades. With many of us living much longer nowadays, the temptation may be to put off thinking about life insurance until later. But life insurance is important for many reasons. In a report by over-50s life insurance…

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How to get more income from your pension in Retirement

How to get more income from your pension in Retirement

How to get more income from your pension in Retirement One of the most important financial decisions you’ll probably have to make, besides buying a house is purchasing an annuity. Over the last decade annuity rates have continued to decline meaning the income you’ll receive from your pension has reduced. The need to make sure you squeeze the most out of your pension fund is therefore more important than ever before. The options available to…

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The best schemes to save money for the future

The best schemes to save money for the future

The best schemes to save money for the future. There has been a huge amount of coverage in the last year particularly, due to controversy arising from the public sector, about the state of UK pensions. Given its tone one could almost be forgiven for thinking that pensions themselves were tainted goods and that we should be exploring alternative financial instruments as a way to save money for the future. However, while in the British economy…

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